Last February’s relentless cold temperatures are wreaking havoc on the water pipes and fire-protection sprinklers of commercial enterprises and private homes alike. When the pipes freeze and expand, they tend to burst at the seams, causing costly — and miserable — water damage to the structure and contents of homes and businesses.
For the owners of these properties, a natural response is to pick up the phone and file an insurance claim for damages. But Charlotte public adjuster Wes Baldwin warns that there is a right way and a wrong way to report a claim: “When people are standing in several inches of water, due to frozen broken water pipes, it’s somewhat natural to tell their agent that their house or business is flooded.”
But don’t do it, Baldwin warns.
Read the full article at http://thebaldwincomp.blogspot.com/2015/03/frozen-busted-water-pipes-dont-file.html